Disclaimer

Bolån Radar is a pure information and comparison service. We do not broker, arrange, or assist with credit applications ("kreditansökningar") and are therefore not to be considered a credit intermediary ("kreditförmedlare") within the meaning of the Consumer Credit Act ("Konsumentkreditlagen") (2010:1846), and are thus not subject to supervision ("tillsyn") by the Financial Supervisory Authority ("Finansinspektionen") under these provisions. Our service aggregates and presents publicly available interest rate information from Swedish banks' own tools and APIs. Users can anonymously see which interest rates may be available based on general criteria (such as loan amount, property value, and income), but no credit assessment ("kreditprövning") is performed and no personal credit advice ("personlig kreditrådgivning") is provided. All contact with and applications to lenders occur directly between the user and the respective bank. Since we neither market, offer, nor broker specific credit agreements ("kreditavtal"), we are not subject to the obligation to provide representative examples ("repräsentativa exempel") pursuant to the Consumer Credit Act ("Konsumentkreditlagen") Chapter 8 Section 8 ("8 kap. 8 §") and the EU Consumer Credit Directive ("konsumentkreditdirektiv") (2008/48/EC). For complete loan terms ("lånevillkor"), cost examples ("kostnadsexempel"), and representative examples, users are referred to each bank's official information.

Bolån Radar publishes educational articles, guides, and other editorial content about mortgages, home buying, and personal finance to help consumers make more informed decisions. This content is general in nature and is not tailored to any individual user's financial situation, needs, or circumstances. The content does not constitute financial advice ("finansiell rådgivning"), legal advice ("juridisk rådgivning"), tax advice ("skatterådgivning"), or any other form of professional advice. The authors behind Bolån Radar are not licensed financial advisors, lawyers, or real estate agents ("fastighetsmäklare"). The information should not be used as the sole basis for financial decisions. Users considering purchasing a home, taking out a mortgage, or making other financial commitments should always seek individual advice from qualified professionals, such as independent financial advisors, bank representatives, lawyers, or real estate agents.

Bolån Radar uses registered trademarks ("varumärken") and logos ("logotyper") belonging to Swedish banks and credit institutions ("kreditinstitut") for the purpose of identifying and comparing these entities' mortgage products ("bolåneprodukter"). This use is in accordance with the Marketing Act ("Marknadsföringslagen") (2008:486) and the Trademarks Act ("Varumärkeslagen") (2010:1877), as well as the EU Directive on Misleading and Comparative Advertising ("direktiv om vilseledande och jämförande reklam") (2006/114/EC). The use of trademarks and logos is limited to what is necessary to inform consumers about which banks and products are being compared. The presentation is factual, verifiable, and concerns products that meet the same needs. We make no claims of affiliation, partnership ("partnerskap"), or endorsement ("godkännande") from the mentioned banks, and the presentation is designed so that no confusion ("förväxling") can arise that Bolån Radar would be associated with or authorized ("auktoriserat") by these institutions. All information is presented for comparison purposes ("i jämförelsesyfte") and thus constitutes permitted reference use ("tillåten referensanvändning") (nominative fair use) of trademarks according to established practice ("etablerad praxis"). Trademark holders ("varumärkesinnehavare") who believe their trademark is used in a manner that exceeds this permitted use may contact us for dialogue.

The information presented on Bolån Radar is compiled from publicly available sources and is provided on an "as is" basis. While we strive to maintain accurate and up-to-date information, we make no representations or warranties ("garantier") of any kind, express or implied, about the completeness, accuracy, reliability ("tillförlitlighet"), or availability of the information, products, or services contained on the website. Interest rates, terms, and conditions can change without notice and may differ from what is displayed on our platform. Banks may update their offerings, discontinue products, or modify eligibility criteria at any time. We are not liable ("ansvariga") for any errors, omissions ("utelämnanden"), or delays in the information provided, nor for any losses or damages ("förluster eller skador") arising from reliance on this information. Users are solely responsible for verifying all information directly with the respective banks or credit institutions before making any financial decisions. Bolån Radar does not provide financial advice ("finansiell rådgivning"), and the information on this website should not be construed as a recommendation ("rekommendation") to enter into any specific credit agreement. Users should seek independent professional advice appropriate to their individual circumstances before making any financial commitments.