Terms of Use

By accessing or using the website bolanradar.se (the "Website"), you agree to be bound by these Terms of Use (the "Terms"). If you do not agree to these Terms, you must not use the Website. We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after any modifications constitutes your acceptance of the modified Terms.

The Website is provided for personal, non-commercial use. You may use the Website to: • Compare mortgage interest rates and products • View information about Swedish banks and credit institutions • Educate yourself about the mortgage market • Use our tools and calculators for personal information

You agree NOT to: 3.1 Automated Access: Use automated systems, robots, spiders, or similar data collection tools in a manner that: • Disrupts, overloads, or degrades the performance of the Website's servers or network • Attempts to circumvent technical measures designed to limit access • Attempts to identify, reverse-engineer, or replicate the Website's algorithms, matching logic, or proprietary features 3.2 Service Abuse: • Distribute, publish, or commercially exploit the Website's content or design without written permission • Impersonate Bolån Radar or falsely claim affiliation with us • Transmit viruses, malicious code, or other harmful materials • Attempt to gain unauthorized access to the Website's systems or network • Use the Website for illegal purposes or in a manner that violates applicable law 3.3 Content Misuse: • Copy, reproduce, or create derivative works from the Website's design, layout, or user experience • Remove copyright notices, trademarks, or other proprietary markings • Frame or link to the Website in a manner that could create confusion or mislead

4.1 Bolån Radar's Content: The Website's design, structure, layout, user interface, navigation elements, graphics, and original content (the "Content") are protected by copyright, trademark, and other intellectual property rights and are owned by or licensed to Bolån Radar. All right, title, and interest in and to the Content remains with Bolån Radar. 4.2 Third-Party Trademarks: Trademarks, logos, and service marks displayed on the Website that belong to banks and other credit institutions ("Third-Party Marks") are registered or unregistered trademarks of their respective owners. Our use of these marks is limited to identification and comparison in accordance with the Marketing Act ("Marknadsföringslagen") (2008:486) and the Trademarks Act ("Varumärkeslagen") (2010:1877). No license or right to these Third-Party Marks is granted to you. 4.3 Database Rights: The compiled database of mortgage interest rates and related information constitutes a database protected by database rights under the EU Database Directive (96/9/EC). Substantial investment has been made in the collection, verification, organization, and presentation of this information.

The Website may contain links to external websites operated by banks, credit institutions, or other third parties. We have no control over and assume no responsibility for the content, privacy policies, or practices of these third-party websites. Links do not constitute an endorsement of these websites or their content. You acknowledge and agree that Bolån Radar shall not be held liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of such third-party websites.

6.1 "As Is" Provision: The Website is provided "as is" and "as available" without warranties of any kind. We do not guarantee that the Website will be uninterrupted, secure, or error-free. 6.2 Right to Modify or Discontinue: We reserve the right at any time to: • Modify, update, or discontinue any part of the Website or its features • Restrict or deny access to the Website for individual users or IP addresses • Take technical measures to protect the integrity and performance of the service 6.3 No Commitment to Data Accuracy: While we strive to maintain accurate and up-to-date information, we provide no guarantees regarding the completeness, accuracy, or timeliness of the information. See our "Information Accuracy and Limitation of Liability" section for additional information.

To the fullest extent permitted by applicable law, Bolån Radar, its owners, employees, or partners shall not be liable for: • Direct, indirect, incidental, special, consequential, or exemplary damages • Loss of profits, goodwill, data, or other intangible losses • Damages arising from your use of or inability to use the Website • Decisions or actions taken based on information provided on the Website Indemnification: You agree to indemnify and hold Bolån Radar harmless from all claims, losses, liabilities, costs, and expenses (including reasonable attorney fees) arising from your use of the Website or violation of these Terms.

8.1 Swedish Law: These Terms shall be governed by and construed in accordance with Swedish law, without regard to its conflict of law principles. 8.2 Jurisdiction: Any disputes arising out of or relating to these Terms or your use of the Website shall be resolved by Swedish courts. You consent to the exclusive jurisdiction of the courts in Sweden.

We reserve the right, at any time and in our sole discretion, with or without cause, to terminate or restrict your access to all or part of the Website. Upon termination, provisions that by their nature should survive will remain in effect, including but not limited to ownership provisions, warranty disclaimers, indemnification, and limitations of liability.

10.1 Entire Agreement: These Terms constitute the entire agreement between you and Bolån Radar regarding your use of the Website and supersede all prior or contemporaneous agreements. 10.2 Severability: If any provision of these Terms is deemed invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect. 10.3 Waiver: Our failure to enforce any right or provision in these Terms shall not constitute a waiver of such right or provision. 10.4 Assignment: You may not assign or transfer these Terms or your rights and obligations under them without our written consent. We may freely assign these Terms.

For questions about these Terms of Use, please contact us through the contact form on the Website.