60plusbanken logo60plusbanken

About 60plusbanken

60plusbanken (part of Enity Bank Group/Bluestep Bank) specializes in capital release mortgages ("60pluslånet") for homeowners aged 60+, allowing them to unlock property equity without moving. The loan requires no monthly payments — interest, fees, and any costs are capitalized (added to the loan balance) and paid upon property sale. Maximum LTV is age-dependent (28% at age 60, increasing to 57% at age 90+). Requires no specific income and is offered with only a variable 3-month rate.

Average rate over time

Average rate per month for each binding period.

60plusbanken

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from 60plusbanken per binding period
Binding periodList rateAverage rate
3 mo6.00%Valid from Aug 12, 20265.98%For September 2026

Last checked: Oct 25, 2026, 6:35 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentYes
Minimum loan amount100 000 SEK
Maximum loan amount15 000 000 SEK
Minimum property value500 000 SEK

Discounts

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.