60plusbanken
About 60plusbanken
60plusbanken (part of Enity Bank Group/Bluestep Bank) specializes in capital release mortgages ("60pluslånet") for homeowners aged 60+, allowing them to unlock property equity without moving. The loan requires no monthly payments — interest, fees, and any costs are capitalized (added to the loan balance) and paid upon property sale. Maximum LTV is age-dependent (28% at age 60, increasing to 57% at age 90+). Requires no specific income and is offered with only a variable 3-month rate.
Average rate over time
Average rate per month for each binding period.
60plusbanken
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 6.00%Valid from Aug 12, 2026 | 5.98%For September 2026 |
Last checked: Oct 25, 2026, 6:35 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentYes
Minimum loan amount100 000 SEK
Maximum loan amount15 000 000 SEK
Minimum property value500 000 SEK
Discounts
Loan-to-Value Ratio
Discount for lower loan-to-value ratios.