Ålandsbanken
About Ålandsbanken
Ålandsbanken is a Finnish bank with offices in Stockholm, Gothenburg, and Malmö that positions itself as an investment-oriented private and premium banking provider, viewing mortgage customers as investors rather than borrowers.
Average rate over time
Average rate per month for each binding period.
Ålandsbanken
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 4.00%Valid from Apr 2, 2026 | 2.72%For September 2026 |
| 1 year | 4.30%Valid from Sep 18, 2026 | - |
| 2 years | 4.60%Valid from Sep 18, 2026 | - |
| 3 years | 4.70%Valid from Sep 18, 2026 | - |
| 4 years | 4.65%Valid from Sep 18, 2026 | - |
| 5 years | 4.75%Valid from Sep 18, 2026 | - |
| 7 years | 4.95%Valid from Sep 18, 2026 | - |
| 10 years | 5.25%Valid from Sep 18, 2026 | - |
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentNo
Maximum debt-to-income ratio5x
Discounts
Loan-to-Value Ratio
Discount for lower loan-to-value ratios.