Bluestep Bank
About Bluestep Bank
Bluestep Bank is a niche mortgage lender that specializes in lending to people who don't qualify at traditional banks (irregular income, credit remarks, freelancers, pensioners) by focusing on actual payment ability rather than employment type or credit history.
Average rate over time
Average rate per month for each binding period.
Bluestep Bank
2016-012026-10
2016-012026-10
Current rates
| Binding period | Average rate | Rate range |
|---|---|---|
| 3 mo | 5.79%For September 2026 | 4.60–10.05%Valid from Oct 11, 2026 |
| 1 year | 6.84%For September 2026 | - |
| 3 years | 6.08%For September 2026 | 5.40–10.05%Valid from Oct 11, 2026 |
| 5 years | 6.20%For September 2026 | 5.50–10.05%Valid from Oct 11, 2026 |
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksYes
Accepts non-permanent employmentYes
Minimum loan amount150 000 SEK
Maximum loan amount15 000 000 SEK
Minimum property value400 000 SEK
Maximum property value15 000 000 SEK
Discounts
Green Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.