Danske Bank logoDanske Bank

About Danske Bank

Danske Bank is a major Nordic full-service bank (Danish origin) offering mortgages, savings, pension, and insurance products, distinguished by extensive partnership programs with professional unions, housing cooperatives, and pension providers.

Average rate over time

Average rate per month for each binding period.

Danske Bank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Danske Bank per binding period
Binding periodList rateAverage rate
3 mo3.84%Valid from May 12, 20262.67%For September 2026
1 year3.54%Valid from Oct 5, 20263.05%For September 2026
2 years3.89%Valid from Oct 5, 20263.23%For September 2026
3 years4.04%Valid from Oct 5, 20263.24%For September 2026
4 years4.14%Valid from Oct 5, 20263.44%For September 2026
5 years4.19%Valid from Oct 5, 20263.35%For September 2026
6 years4.29%Valid from Oct 5, 2026-
10 years4.49%Valid from Oct 5, 2026-

Last checked: Oct 25, 2026, 6:35 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentYes
Maximum debt-to-income ratio5.5x
Minimum loan amount400 000 SEK
Maximum loan amount15 000 000 SEK

Discounts

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

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  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

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  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

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  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

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  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Membership: HSB Bospar

    Discount for HSB Bospar savings account holders.

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  • Membership: SPP Pension

    Discount for SPP pension customers.

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  • Union Membership: SACO Union

    Discount for members of a trade union that is part of SACO.

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  • Union Membership: TCO Union

    Discount for members of a trade union that is part of TCO.

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