Handelsbanken
About Handelsbanken
Handelsbanken is one of Sweden's major traditional banks known for its decentralized model with local branch decision-making and strong emphasis on personalized advisory relationships, consistently ranking high in customer satisfaction surveys.
Average rate over time
Average rate per month for each binding period.
Handelsbanken
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.94%Valid from Jun 8, 2026 | 2.70%For September 2026 |
| 1 year | 3.69%Valid from Sep 21, 2026 | 3.12%For September 2026 |
| 2 years | 3.94%Valid from Sep 21, 2026 | 3.48%For September 2026 |
| 3 years | 3.99%Valid from Sep 21, 2026 | 3.44%For September 2026 |
| 5 years | 4.19%Valid from Sep 21, 2026 | 3.81%For September 2026 |
| 8 years | 4.35%Valid from Sep 21, 2026 | 4.04%For September 2026 |
| 10 years | 4.40%Valid from Sep 21, 2026 | 4.12%For September 2026 |
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentYes
Discounts
Green Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.