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ICA Banken logoICA Banken

About ICA Banken

ICA Banken is the banking arm of Sweden's largest grocery chain ICA, offering a full range of consumer banking services (loans, cards, savings, insurance).

Average rate over time

Average rate per month for each binding period.

ICA Banken

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from ICA Banken per binding period
Binding periodList rateAverage rate
3 mo3.48%Valid from Apr 2, 20262.76%For September 2026
1 year4.19%Valid from Sep 18, 20263.35%For September 2026
2 years4.69%Valid from Sep 18, 20264.08%For September 2026
3 years4.90%Valid from Sep 18, 2026-
4 years5.05%Valid from Sep 18, 2026-
5 years5.27%Valid from Sep 18, 2026-
7 years5.49%Valid from Sep 18, 2026-
10 years5.77%Valid from Sep 18, 2026-

Last checked: Oct 25, 2026, 6:35 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentYes
Minimum loan amount200 000 SEK
Maximum loan amount15 000 000 SEK

Discounts

  • ICA Stammis Loyalty Discount

    Discount for ICA Stammis loyalty program members who shop at ICA and Apotek Hjärtat.

    More information

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.