JAK Medlemsbank
About JAK Medlemsbank
JAK Medlemsbank is a member-owned cooperative bank ("ekonomisk förening") where customers are members and co-owners with one vote each, focused on ethical banking with no profit requirements, no shareholder dividends, and no investments in environmentally harmful activities—ranked 96% on Fair Finance Guide for sustainability.
Average rate over time
Average rate per month for each binding period.
JAK Medlemsbank
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.58%Valid from Sep 24, 2025 | 3.27%For September 2026 |
| 1 year | 3.30%Valid from May 11, 2026 | 2.60%For September 2026 |
Last checked: Oct 25, 2026, 6:35 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentNo
Minimum loan amount500 000 SEK
Discounts
Loan-to-Value Ratio
Discount for lower loan-to-value ratios.