Landshypotek Bank
About Landshypotek Bank
Landshypotek Bank is a member-owned bank owned by Swedish farmers, financing agriculture and forestry since 1836 and now also offering consumer mortgages and savings — with profits returning to the farming members rather than shareholders, and offering pre-negotiated rates that require no negotiation.
Average rate over time
Average rate per month for each binding period.
Landshypotek Bank
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.09%Valid from Jun 3, 2026 | 2.59%For September 2026 |
| 1 year | 3.74%Valid from Sep 23, 2026 | 3.14%For September 2026 |
| 2 years | 4.05%Valid from Sep 23, 2026 | 3.38%For September 2026 |
| 3 years | 4.15%Valid from Sep 23, 2026 | 3.51%For September 2026 |
| 4 years | 4.25%Valid from Sep 23, 2026 | 3.59%For September 2026 |
| 5 years | 4.35%Valid from Sep 23, 2026 | 3.64%For September 2026 |
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentNo
BRF must be genuine associationYes
Maximum loan-to-value ratio85%
Minimum loan amount200 000 SEK
Discounts
Loan-to-Value Ratio
Discount for lower loan-to-value ratios.