LÀnsförsÀkringar
About LÀnsförsÀkringar
LĂ€nsförsĂ€kringar is a federation of 23 locally owned, customer-owned insurance companies with an integrated bank, offering combined banking, insurance, pension, and real estate services with strong local presence and personal advisoryâwhere profits benefit the customer-owners rather than external shareholders.
Average rate over time
Average rate per month for each binding period.
LÀnsförsÀkringar
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.94%Valid from Jun 15, 2026 | 2.71%For September 2026 |
| 1 year | 3.74%Valid from Sep 18, 2026 | 3.11%For September 2026 |
| 2 years | 3.99%Valid from Sep 18, 2026 | 3.59%For September 2026 |
| 3 years | 4.10%Valid from Sep 18, 2026 | 3.71%For September 2026 |
| 4 years | 4.19%Valid from Sep 18, 2026 | 3.98%For September 2026 |
| 5 years | 4.29%Valid from Sep 18, 2026 | 3.90%For September 2026 |
| 7 years | 4.50%Valid from Sep 18, 2026 | - |
| 10 years | 4.60%Valid from Sep 18, 2026 | - |
Last checked: Oct 25, 2026, 6:35 AM
The bank's mortgage page, the source of these ratesLoan requirements
Discounts
Green Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationGreen Mortgage: Passive House
Discount for properties certified according to the Passive House Institute.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.