Bolån Radar logoBolån Radar
🇸🇪🇺🇸

Marginalen Bank logoMarginalen Bank

About Marginalen Bank

Marginalen Bank is a niche lender specializing in providing mortgages to people who have difficulty getting approved at traditional banks—such as freelancers, project workers, self-employed individuals, and those without permanent employment—by making individual assessments based on actual payment ability rather than strict employment requirements.

Average rate over time

Average rate per month for each binding period.

Marginalen Bank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Marginalen Bank per binding period
Binding periodAverage rateRate range
3 mo5.14%For September 20264.35–10.44%Valid from Feb 25, 2026
6 mo-4.35–10.44%Valid from Feb 25, 2026
1 year-4.35–10.44%Valid from Feb 25, 2026
2 years-4.35–10.44%Valid from Feb 25, 2026
3 years-4.35–10.44%Valid from Feb 25, 2026

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksYes
Accepts non-permanent employmentYes
Minimum loan amount100 000 SEK
Minimum annual income200 000 SEK

Discounts

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.