Nordea
About Nordea
Nordea is one of the largest Nordic full-service banks offering mortgages, savings, investments, pension, and insurance, distinguished by its emphasis on individually negotiated rates and personalized advisory services where customers can actively influence their mortgage rate through negotiation.
Average rate over time
Average rate per month for each binding period.
Nordea
2016-012026-10
2016-012026-10
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.94%Valid from Jun 12, 2026 | 2.75%For September 2026 |
| 1 year | 3.69%Valid from Sep 16, 2026 | 3.38%For September 2026 |
| 2 years | 3.94%Valid from Sep 16, 2026 | 3.61%For September 2026 |
| 3 years | 3.99%Valid from Sep 16, 2026 | 3.67%For September 2026 |
| 4 years | 4.09%Valid from Sep 16, 2026 | 3.78%For September 2026 |
| 5 years | 4.19%Valid from Sep 16, 2026 | 3.85%For September 2026 |
| 8 years | 4.29%Valid from Sep 16, 2026 | 4.02%For September 2026 |
Last checked: Oct 25, 2026, 6:35 AM
The bank's mortgage page, the source of these ratesLoan requirements
Accepts credit remarksNo
Accepts non-permanent employmentNo
Minimum loan amount100 000 SEK
Discounts
Green Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.
Occupational Pension At Bank
Discount for customers with occupational pension at this bank.
More information