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Northmill Bank logoNorthmill Bank

About Northmill Bank

Northmill Bank is a Swedish digital bank offering mortgage loans with variable rates only (3-month). They use individual pricing based on property value, LTV, and borrower's financial situation, resulting in rate ranges rather than fixed list rates.

Average rate over time

Average rate per month for each binding period.

Northmill Bank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Northmill Bank per binding period
Binding periodAverage rateRate range
3 mo6.37%For September 20263.95–12.95%Valid from Jan 28, 2026

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.