SEB
About SEB
SEB (Skandinaviska Enskilda Banken) is one of Sweden's oldest and largest full-service banks (founded 1856), offering comprehensive financial services including mortgages, savings, investments, pension, and insurance, with a strong emphasis on personalized advisory and individually negotiated rates based on your overall relationship with the bank.
Average rate over time
Average rate per month for each binding period.
SEB
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.94%Valid from Apr 24, 2026 | 2.66%For September 2026 |
| 1 year | 3.64%Valid from Sep 22, 2026 | 3.09%For September 2026 |
| 2 years | 3.89%Valid from Sep 22, 2026 | 3.29%For September 2026 |
| 3 years | 3.99%Valid from Sep 22, 2026 | 3.32%For September 2026 |
| 5 years | 4.19%Valid from Sep 22, 2026 | 3.47%For September 2026 |
| 7 years | 4.39%Valid from Sep 22, 2026 | 3.81%For September 2026 |
| 10 years | 4.49%Valid from Sep 22, 2026 | 3.64%For September 2026 |
Last checked: Oct 25, 2026, 6:35 AM
The bank's mortgage page, the source of these ratesLoan requirements
Discounts
Buy/Sell via: Svensk Fastighetsförmedling
Discount for customers who purchase or sell their property through Svensk Fastighetsförmedling.
More informationGreen Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationGreen Mortgage: Passive House
Discount for properties certified according to the Passive House Institute.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.
Membership: Företagarna
Discount for members of Företagarna (Swedish Federation of Business Owners).
More informationOccupational Pension At Bank
Discount for customers with occupational pension at this bank.
More informationUnion Membership: Ledarna
Discount for members of Ledarna (Swedish Association for Managers).
More informationUnion Membership: SACO Union
Discount for members of a trade union that is part of SACO.
More informationUnion Membership: TCO Union
Discount for members of a trade union that is part of TCO.
More information