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Ålems Sparbank logoÅlems Sparbank

About Ålems Sparbank

Ålems Sparbank is a local, independent savings bank founded in 1854 in Ålem (Småland/Kalmar County), cooperating with Swedbank while maintaining no owners and operating without profit motive, emphasizing personal service and strong community engagement.

Average rate over time

Average rate per month for each binding period.

Ålems Sparbank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Ålems Sparbank per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20262.97%For September 2026
1 year3.62%Valid from Sep 18, 20263.58%For September 2026
2 years3.89%Valid from Sep 18, 20263.73%For September 2026
3 years3.99%Valid from Sep 18, 20263.80%For September 2026
4 years4.09%Valid from Sep 18, 2026-
5 years4.19%Valid from Sep 18, 20263.29%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Ålems Sparbank uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Union Membership: LO Union

    Discount for members of a trade union that is part of LO.

    More information

  • Young People Discount

    Discount for young borrowers, usually up to 30, sometimes 35 years old.

    More information