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Sparbanken MĂ€lardalen logoSparbanken MĂ€lardalen

About Sparbanken MĂ€lardalen

Sparbanken MÀlardalen is a local savings bank formed in September 2025 from the merger of Sparbanken Rekarne (founded 1827) and Sparbanken VÀstra MÀlardalen, serving the MÀlardalen region from offices in Eskilstuna, Köping, StrÀngnÀs, Arboga, Mariefred, and Kungsör, with strong community reinvestment through owner foundations and cooperation with Swedbank.

Average rate over time

Average rate per month for each binding period.

Sparbanken MĂ€lardalen

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Sparbanken MĂ€lardalen per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20263.24%For September 2026
1 year3.62%Valid from Sep 18, 20263.16%For September 2026
2 years3.89%Valid from Sep 18, 20263.47%For September 2026
3 years3.99%Valid from Sep 18, 20263.38%For September 2026
4 years4.09%Valid from Sep 18, 20263.77%For September 2026
5 years4.19%Valid from Sep 18, 20263.80%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Sparbanken MĂ€lardalen uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: FastighetsbyrĂ„n

    Discount for customers who purchase or sell their property through FastighetsbyrÄn.

    More information

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

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  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

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  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

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  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

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  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

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  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Young People Discount

    Discount for young borrowers, usually up to 30, sometimes 35 years old.

    More information