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Sparbanken Nord logoSparbanken Nord

About Sparbanken Nord

Sparbanken Nord is an independent regional savings bank headquartered in PiteÄ, founded in 1852, serving ten municipalities in northern Sweden's Norrbotten region (including Kiruna, GÀllivare, and Jokkmokk), cooperating with Swedbank while maintaining local decision-making and strong community investment.

Average rate over time

Average rate per month for each binding period.

Sparbanken Nord

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Sparbanken Nord per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20263.09%For September 2026
1 year3.62%Valid from Sep 18, 20263.26%For September 2026
2 years3.89%Valid from Sep 18, 20263.52%For September 2026
3 years3.99%Valid from Sep 18, 20263.45%For September 2026
4 years4.09%Valid from Sep 18, 20263.83%For September 2026
5 years4.19%Valid from Sep 18, 20263.83%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Sparbanken Nord uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: FastighetsbyrĂ„n

    Discount for customers who purchase or sell their property through FastighetsbyrÄn.

    More information

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

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  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

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  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

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  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

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  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

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  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Young People Discount

    Discount for young borrowers, usually up to 30, sometimes 35 years old.

    More information