Sparbanken Skåne
About Sparbanken Skåne
Sparbanken Skåne is a strong regional savings bank headquartered in Lund, formed in 2014 by merging three historic Skåne-based savings banks (including Sweden's oldest from 1826), with 78% ownership by local foundations and strong community reinvestment focus.
Average rate over time
Average rate per month for each binding period.
Sparbanken Skåne
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.89%Valid from May 29, 2026 | 2.73%For September 2026 |
| 1 year | 3.62%Valid from Sep 18, 2026 | 3.37%For September 2026 |
| 2 years | 3.89%Valid from Sep 18, 2026 | 3.67%For September 2026 |
| 3 years | 3.99%Valid from Sep 18, 2026 | 3.23%For September 2026 |
| 4 years | 4.09%Valid from Sep 18, 2026 | 3.90%For September 2026 |
| 5 years | 4.19%Valid from Sep 18, 2026 | 3.93%For September 2026 |
| 6 years | 4.34%Valid from Sep 18, 2026 | - |
| 7 years | 4.34%Valid from Sep 18, 2026 | - |
| 8 years | 4.34%Valid from Sep 18, 2026 | - |
| 9 years | 4.34%Valid from Sep 18, 2026 | - |
| 10 years | 4.39%Valid from Sep 18, 2026 | - |
The list rates are Swedbank's. Sparbanken Skåne uses Swedbank's list rates.
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Discounts
Buy/Sell via: Fastighetsbyrån
Discount for customers who purchase or sell their property through Fastighetsbyrån.
More informationGreen Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationGreen Mortgage: Passive House
Discount for properties certified according to the Passive House Institute.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.
Young People Discount
Discount for young borrowers, usually up to 30, sometimes 35 years old.
More information