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Sparbanken Skaraborg logoSparbanken Skaraborg

About Sparbanken Skaraborg

Sparbanken Skaraborg is an independent local savings bank, owned by Sparbanksstiftelsen Skaraborg and operating for over 175 years in the Skaraborg region (Skara, Vara, Götene, Essunga municipalities), cooperating with Swedbank while reinvesting profits into local community development projects.

Average rate over time

Average rate per month for each binding period.

Sparbanken Skaraborg

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Sparbanken Skaraborg per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20263.06%For September 2026
1 year3.62%Valid from Sep 18, 20263.52%For September 2026
2 years3.89%Valid from Sep 18, 20263.71%For September 2026
3 years3.99%Valid from Sep 18, 20263.75%For September 2026
4 years4.09%Valid from Sep 18, 2026-
5 years4.19%Valid from Sep 18, 20264.04%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Sparbanken Skaraborg uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: FastighetsbyrĂ„n

    Discount for customers who purchase or sell their property through FastighetsbyrÄn.

    More information

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

    More information

  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

    More information

  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

    More information

  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

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  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

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  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Union Membership: LO Union

    Discount for members of a trade union that is part of LO.

    More information