HĂ€lsinglands Sparbank
About HĂ€lsinglands Sparbank
HĂ€lsinglands Sparbank is one of northern Sweden's oldest savings banks (founded 1848 in Hudiksvall), serving HĂ€lsingland and Sundsvall municipalities, part of the Swedbank network, consistently ranked among Sweden's highest in customer satisfaction while investing heavily in local community development.
Average rate over time
Average rate per month for each binding period.
HĂ€lsinglands Sparbank
Current rates
| Binding period | List rate | Average rate |
|---|---|---|
| 3 mo | 3.89%Valid from May 29, 2026 | 3.11%For September 2026 |
| 1 year | 3.62%Valid from Sep 18, 2026 | 3.23%For September 2026 |
| 2 years | 3.89%Valid from Sep 18, 2026 | 3.57%For September 2026 |
| 3 years | 3.99%Valid from Sep 18, 2026 | 3.50%For September 2026 |
| 4 years | 4.09%Valid from Sep 18, 2026 | - |
| 5 years | 4.19%Valid from Sep 18, 2026 | 3.47%For September 2026 |
| 6 years | 4.34%Valid from Sep 18, 2026 | - |
| 7 years | 4.34%Valid from Sep 18, 2026 | - |
| 8 years | 4.34%Valid from Sep 18, 2026 | - |
| 9 years | 4.34%Valid from Sep 18, 2026 | - |
| 10 years | 4.39%Valid from Sep 18, 2026 | - |
The list rates are Swedbank's. HĂ€lsinglands Sparbank uses Swedbank's list rates.
Last checked: Oct 25, 2026, 6:42 AM
The bank's mortgage page, the source of these ratesLoan requirements
Discounts
Green Mortgage: Energy Class A
Discount for properties with energy class A rating.
More informationGreen Mortgage: Energy Class B
Discount for properties with energy class B rating.
More informationGreen Mortgage: Miljöbyggnad
Discount for properties with Miljöbyggnad Silver or Gold certification.
More informationGreen Mortgage: Nordic Swan
Discount for properties with Nordic Swan Ecolabel certification.
More informationGreen Mortgage: Passive House
Discount for properties certified according to the Passive House Institute.
More informationLoan-to-Value Ratio
Discount for lower loan-to-value ratios.
Union Membership: LO Union
Discount for members of a trade union that is part of LO.
More informationYoung People Discount
Discount for young borrowers, usually up to 30, sometimes 35 years old.
More information