Ölands Bank logoÖlands Bank

About Ölands Bank

Ölands Bank is a local savings bank on the island of Öland (originally founded in 1832), majority owned by Sparbanksstiftelsen Öland and partly by Swedbank, offering personal banking services with a strong focus on community engagement and supporting local associations and businesses on Öland.

Average rate over time

Average rate per month for each binding period.

Ölands Bank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Ölands Bank per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20262.88%For September 2026
1 year3.62%Valid from Sep 18, 20263.31%For September 2026
2 years3.89%Valid from Sep 18, 20263.82%For September 2026
3 years3.99%Valid from Sep 18, 20263.50%For September 2026
4 years4.09%Valid from Sep 18, 2026-
5 years4.19%Valid from Sep 18, 2026-
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Ölands Bank uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: Fastighetsbyrån

    Discount for customers who purchase or sell their property through Fastighetsbyrån.

    More information
  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

    More information
  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

    More information
  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

    More information
  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

    More information
  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

    More information
  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.