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Sidensjö Sparbank logoSidensjö Sparbank

About Sidensjö Sparbank

Sidensjö Sparbank is an independent local savings bank founded in 1899 in Sidensjö (Örnsköldsvik municipality, Västernorrland), cooperating with Swedbank while emphasizing personalized service and strong community engagement with over 125 years of local presence.

Average rate over time

Average rate per month for each binding period.

Sidensjö Sparbank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Sidensjö Sparbank per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20263.00%For September 2026
1 year3.62%Valid from Sep 18, 20263.46%For September 2026
2 years3.89%Valid from Sep 18, 20263.50%For September 2026
3 years3.99%Valid from Sep 18, 20263.63%For September 2026
4 years4.09%Valid from Sep 18, 20263.85%For September 2026
5 years4.19%Valid from Sep 18, 20263.37%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Sidensjö Sparbank uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

    More information

  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

    More information

  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

    More information

  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

    More information

  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

    More information

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Union Membership: LO Union

    Discount for members of a trade union that is part of LO.

    More information

  • Young People Discount

    Discount for young borrowers, usually up to 30, sometimes 35 years old.

    More information