Varbergs Sparbank logoVarbergs Sparbank

About Varbergs Sparbank

Varbergs Sparbank is an independent local savings bank founded in 1836 in Varberg (Halland), with approximately 150 employees, cooperating with Swedbank for products and IT while maintaining local decision-making and reinvesting all profits into the Varberg community.

Average rate over time

Average rate per month for each binding period.

Varbergs Sparbank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Varbergs Sparbank per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20262.78%For September 2026
1 year3.62%Valid from Sep 18, 20263.37%For September 2026
2 years3.89%Valid from Sep 18, 20263.43%For September 2026
3 years3.99%Valid from Sep 18, 20263.35%For September 2026
4 years4.09%Valid from Sep 18, 2026-
5 years4.19%Valid from Sep 18, 20263.69%For September 2026
6 years4.34%Valid from Sep 18, 2026-
7 years4.34%Valid from Sep 18, 2026-
8 years4.34%Valid from Sep 18, 2026-
9 years4.34%Valid from Sep 18, 2026-
10 years4.39%Valid from Sep 18, 2026-

The list rates are Swedbank's. Varbergs Sparbank uses Swedbank's list rates.

Last checked: Oct 25, 2026, 6:42 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: FastighetsbyrĂ„n

    Discount for customers who purchase or sell their property through FastighetsbyrÄn.

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  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

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  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

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  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

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  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

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  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

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  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.