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About Swedbank

Swedbank is one of Sweden's largest full-service banks with four million private customers, offering mortgages, savings, investments, pension, insurance, and comprehensive payment services, with a strong emphasis on personalized advisory and individually negotiated rates.

Average rate over time

Average rate per month for each binding period.

Swedbank

2016-012026-10
2016-012026-10

Current rates

Mortgage rates from Swedbank per binding period
Binding periodList rateAverage rate
3 mo3.89%Valid from May 29, 20262.69%For September 2026
1 year3.62%Valid from Sep 18, 20263.04%For September 2026
2 years3.89%Valid from Sep 18, 20263.41%For September 2026
3 years3.99%Valid from Sep 18, 20263.25%For September 2026
4 years4.09%Valid from Sep 18, 20263.62%For September 2026
5 years4.19%Valid from Sep 18, 20263.69%For September 2026
6 years4.34%Valid from Sep 18, 20263.82%For September 2026
7 years4.34%Valid from Sep 18, 20263.67%For September 2026
8 years4.34%Valid from Sep 18, 20263.66%For September 2026
9 years4.34%Valid from Sep 18, 20263.89%For September 2026
10 years4.39%Valid from Sep 18, 20263.92%For September 2026

Last checked: Oct 25, 2026, 6:35 AM

The bank's mortgage page, the source of these rates

Loan requirements

Accepts credit remarksNo
Accepts non-permanent employmentNo

Discounts

  • Buy/Sell via: Fastighetsbyrån

    Discount for customers who purchase or sell their property through Fastighetsbyrån.

    More information

  • Green Mortgage: Energy Class A

    Discount for properties with energy class A rating.

    More information

  • Green Mortgage: Energy Class B

    Discount for properties with energy class B rating.

    More information

  • Green Mortgage: Miljöbyggnad

    Discount for properties with Miljöbyggnad Silver or Gold certification.

    More information

  • Green Mortgage: Nordic Swan

    Discount for properties with Nordic Swan Ecolabel certification.

    More information

  • Green Mortgage: Passive House

    Discount for properties certified according to the Passive House Institute.

    More information

  • Loan-to-Value Ratio

    Discount for lower loan-to-value ratios.

  • Union Membership: LO Union

    Discount for members of a trade union that is part of LO.

    More information

  • Young People Discount

    Discount for young borrowers, usually up to 30, sometimes 35 years old.

    More information