How does the process of buying a home in Sweden work from start to finish?

The process starts with getting a loan promise ("lånelöfte") from the bank showing how much you can borrow. Then you search for homes, attend viewings, and place bids through the real estate agent ("fastighetsmäklare"). When your bid is accepted, you sign the purchase contract ("köpeavtal") and pay a deposit ("handpenning") (usually 10%). Between signing and the handover date ("tillträdesdatum") (typically 1-3 months), you finalize your mortgage ("bolån"), get insurance, and prepare for the move. On the handover day ("tillträdesdag"), you sign the deed of sale ("köpebrev"), the bank pays the seller, and you get the keys to your new home.