No Swedish bank under 3% on three-year mortgages in August 2026
Skurups Sparbank had the lowest three-year average in August 2026 at 3.03%, down from 3.05%. Skandia stayed lowest on variable rates at 2.58%.
Skurups Sparbank had the lowest three-year average in August 2026 at 3.03%, down from 3.05%. Skandia stayed lowest on variable rates at 2.58%.
Sparbanken Spira cut its three-year average by 0.21 percentage points to 2.96% in July 2026. Swedbank and Sparbanken Lidköping tied for second at 3.02%.
Skurups Sparbank cut its three-year average by 0.24 percentage points to 2.95% in June 2026. Next were Sparbanken SkÄne and Swedbank, both at 3.09%.
Sörmlands Sparbank's three-year average fell from 3.51% to 3.14% in May 2026. Only Swedbank's 3.09% was lower. Danske Bank was second on variable at 2.67%.
At 3.05%, Swedbank passed Sparbanken MĂ€lardalen on three-year fixes in April 2026. The banks' median rose for every rate period from March 2026.
Sparbanken MĂ€lardalen was lowest and ICA Banken highest on three-year fixes in March 2026. Skandia cut 0.11 percentage points to 2.92%, passing Swedbank.
Ă landsbanken's average variable rate rose 0.49 percentage points to 3.04% in February 2026. Skandia took over first place at 2.55%.
Ă landsbanken's average variable rate of 2.55% beat Skandia's 2.56% in January 2026. The banks' median rose for every rate period from December 2025.