B
- 🇸🇪BankbyteBank switch (mortgage transfer, refinancing)
- Discounts and Negotiationnegotiation
- Moving your mortgage to another bank to get a better rate. Often the most effective way to lower your rate.
F
- 🇸🇪HelkundsrabattFull customer discount (relationship discount, package discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you consolidate all your banking with the same bank - salary, savings, insurance, and more.
I
- 🇸🇪RänterabattInterest rate discount (rate discount, rate reduction)
- Discounts and Negotiationnegotiationnegotiable
- Deduction from the list rate that you get through negotiation or meeting certain conditions. Most people get some form of discount.
M
- 🇸🇪MedlemsrabattMembership discount (union discount, affinity discount)
- Discounts and Negotiationnegotiationnegotiable
- Discount through being a member of a union or organization that has an agreement with the bank.
N
- 🇸🇪FörhandlingsrabattNegotiated discount (bargained rate)
- Discounts and Negotiationnegotiationnegotiable
- Discount you get by actively negotiating with the bank. Call and compare with other banks' offers.
P
- 🇸🇪Lösa lånPay off loan (redeem loan, discharge mortgage)
- Discounts and Negotiationone-time-cost
- Paying off the entire loan, either because you're selling the property or switching banks. Check if there's a prepayment penalty.
- 🇸🇪KampanjräntaPromotional rate (introductory rate, teaser rate)
- Discounts and Negotiationnegotiationrecurring-cost
- Extra low rate for a limited period to attract new customers. Check what the rate will be afterward.
R
- 🇸🇪OmförhandlingRenegotiation (rate renegotiation, repricing)
- Discounts and Negotiationnegotiation
- Negotiating a better rate on your existing loan, either at rate maturity or anytime on a variable rate.
V
- 🇸🇪VolymrabattVolume discount (large loan discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you have a larger loan. Banks like customers with big loans because they earn more in total.
B
- 🇸🇪BankbyteBank switch (mortgage transfer, refinancing)
- Discounts and Negotiationnegotiation
- Moving your mortgage to another bank to get a better rate. Often the most effective way to lower your rate.
F
- 🇸🇪HelkundsrabattFull customer discount (relationship discount, package discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you consolidate all your banking with the same bank - salary, savings, insurance, and more.
I
- 🇸🇪RänterabattInterest rate discount (rate discount, rate reduction)
- Discounts and Negotiationnegotiationnegotiable
- Deduction from the list rate that you get through negotiation or meeting certain conditions. Most people get some form of discount.
M
- 🇸🇪MedlemsrabattMembership discount (union discount, affinity discount)
- Discounts and Negotiationnegotiationnegotiable
- Discount through being a member of a union or organization that has an agreement with the bank.
N
- 🇸🇪FörhandlingsrabattNegotiated discount (bargained rate)
- Discounts and Negotiationnegotiationnegotiable
- Discount you get by actively negotiating with the bank. Call and compare with other banks' offers.
P
- 🇸🇪Lösa lånPay off loan (redeem loan, discharge mortgage)
- Discounts and Negotiationone-time-cost
- Paying off the entire loan, either because you're selling the property or switching banks. Check if there's a prepayment penalty.
- 🇸🇪KampanjräntaPromotional rate (introductory rate, teaser rate)
- Discounts and Negotiationnegotiationrecurring-cost
- Extra low rate for a limited period to attract new customers. Check what the rate will be afterward.
R
- 🇸🇪OmförhandlingRenegotiation (rate renegotiation, repricing)
- Discounts and Negotiationnegotiation
- Negotiating a better rate on your existing loan, either at rate maturity or anytime on a variable rate.
V
- 🇸🇪VolymrabattVolume discount (large loan discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you have a larger loan. Banks like customers with big loans because they earn more in total.
B
- 🇸🇪BankbyteBank switch (mortgage transfer, refinancing)
- Discounts and Negotiationnegotiation
- Moving your mortgage to another bank to get a better rate. Often the most effective way to lower your rate.
F
- 🇸🇪HelkundsrabattFull customer discount (relationship discount, package discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you consolidate all your banking with the same bank - salary, savings, insurance, and more.
I
- 🇸🇪RänterabattInterest rate discount (rate discount, rate reduction)
- Discounts and Negotiationnegotiationnegotiable
- Deduction from the list rate that you get through negotiation or meeting certain conditions. Most people get some form of discount.
M
- 🇸🇪MedlemsrabattMembership discount (union discount, affinity discount)
- Discounts and Negotiationnegotiationnegotiable
- Discount through being a member of a union or organization that has an agreement with the bank.
N
- 🇸🇪FörhandlingsrabattNegotiated discount (bargained rate)
- Discounts and Negotiationnegotiationnegotiable
- Discount you get by actively negotiating with the bank. Call and compare with other banks' offers.
P
- 🇸🇪Lösa lånPay off loan (redeem loan, discharge mortgage)
- Discounts and Negotiationone-time-cost
- Paying off the entire loan, either because you're selling the property or switching banks. Check if there's a prepayment penalty.
- 🇸🇪KampanjräntaPromotional rate (introductory rate, teaser rate)
- Discounts and Negotiationnegotiationrecurring-cost
- Extra low rate for a limited period to attract new customers. Check what the rate will be afterward.
R
- 🇸🇪OmförhandlingRenegotiation (rate renegotiation, repricing)
- Discounts and Negotiationnegotiation
- Negotiating a better rate on your existing loan, either at rate maturity or anytime on a variable rate.
V
- 🇸🇪VolymrabattVolume discount (large loan discount)
- Discounts and Negotiationnegotiationnegotiable
- Better rate if you have a larger loan. Banks like customers with big loans because they earn more in total.