Mortgage Dictionary - Banks and Credit Institutions

Master the language of Swedish mortgages and real estate. From belåningsgrad (loan-to-value) to handpenning (earnest money) – understand every term you'll encounter when buying a home in Sweden.

Selected Tag: Banks and Credit Institutions

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🇸🇪StorbankMajor bank (big bank, full-service bank)
Banks and Credit Institutionsnegotiation
The large banks like Swedbank, Handelsbanken, SEB, and Nordea. Often don't have the best rates but offer full service.
🇸🇪BolånerådgivareMortgage advisor (loan officer, mortgage consultant)
Banks and Credit Institutionsapplicationnegotiation
The person at the bank you talk to about your mortgage. They're who you negotiate the rate with.

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🇸🇪NischbankNiche bank (specialist lender, mortgage bank)
Banks and Credit Institutionsnegotiation
Banks specializing in mortgages, like SBAB or Skandia. Often lower rates but fewer services.