Mortgage Dictionary - Macroeconomics

Master the language of Swedish mortgages and real estate. From belåningsgrad (loan-to-value) to handpenning (earnest money) – understand every term you'll encounter when buying a home in Sweden.

Selected Tag: Macroeconomics

I

🇸🇪InflationInflation (price increase, rising prices)
Macroeconomics
When money becomes worth less and prices rise. The Riksbank raises rates to combat inflation.
🇸🇪RäntesänkningInterest rate cut (rate reduction, rate decrease)
Macroeconomics
When the rate is lowered. Gives lower monthly payment on variable rate loans.
🇸🇪RäntehöjningInterest rate hike (rate increase, rate rise)
Macroeconomics
When the Riksbank or your bank raises the rate. Makes your mortgage more expensive.

P

🇸🇪StyrräntaPolicy rate (repo rate, central bank rate, key interest rate, key rate, base rate)
MacroeconomicsInterest Ratesrecurring-cost
The rate set by the Riksbank (Swedish central bank) that affects all mortgage rates. When the policy rate rises, your mortgage does too.