Mortgage Dictionary - Economy and Income

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🇸🇪Disponibel inkomstDisposable income (discretionary income): Economy and Incomeapplication; What you have left after fixed expenses. Shows your real ability to pay.

🇸🇪BruttoinkomstGross income (pre-tax income, gross salary): Economy and Incomeapplication; Your salary before tax. The bank often looks at this when assessing how much you can borrow.

🇸🇪BoendekalkylHousing budget (affordability calculation, mortgage calculator): Economy and Incomeapplication; A calculation of your total housing costs - interest, amortization, fees, operation. Helps you know what you can afford.
🇸🇪BoendekostnadHousing cost (cost of living, occupancy cost): Economy and Incomerecurring-cost; All costs for your housing - loan, fees, electricity, heating, insurance, and more.
🇸🇪BosparandeHousing savings (home savings, deposit savings): Economy and Incomeapplication; Savings earmarked for property purchase. Shows the bank you're disciplined and can manage money.

🇸🇪KALPLeft to live on (residual income, living expenses margin): Economy and Incomeapplicationrequirements; The bank's calculation of what you have left each month after housing costs and other fixed expenses. Must exceed a minimum level.

🇸🇪NettoinkomstNet income (take-home pay, after-tax income): Economy and Incomeapplication; What you get after tax. This is the money you actually have to pay the mortgage with.

🇸🇪DriftkostnadOperating costs (running costs, utility costs): Economy and Incomerecurring-cost; Ongoing costs of living - electricity, water, heating, waste. Included in the bank's assessment of your finances.

🇸🇪Disponibel inkomstDisposable income (discretionary income): Economy and Incomeapplication; What you have left after fixed expenses. Shows your real ability to pay.

🇸🇪BruttoinkomstGross income (pre-tax income, gross salary): Economy and Incomeapplication; Your salary before tax. The bank often looks at this when assessing how much you can borrow.

🇸🇪BoendekalkylHousing budget (affordability calculation, mortgage calculator): Economy and Incomeapplication; A calculation of your total housing costs - interest, amortization, fees, operation. Helps you know what you can afford.
🇸🇪BoendekostnadHousing cost (cost of living, occupancy cost): Economy and Incomerecurring-cost; All costs for your housing - loan, fees, electricity, heating, insurance, and more.
🇸🇪BosparandeHousing savings (home savings, deposit savings): Economy and Incomeapplication; Savings earmarked for property purchase. Shows the bank you're disciplined and can manage money.

🇸🇪KALPLeft to live on (residual income, living expenses margin): Economy and Incomeapplicationrequirements; The bank's calculation of what you have left each month after housing costs and other fixed expenses. Must exceed a minimum level.

🇸🇪NettoinkomstNet income (take-home pay, after-tax income): Economy and Incomeapplication; What you get after tax. This is the money you actually have to pay the mortgage with.

🇸🇪DriftkostnadOperating costs (running costs, utility costs): Economy and Incomerecurring-cost; Ongoing costs of living - electricity, water, heating, waste. Included in the bank's assessment of your finances.

🇸🇪Disponibel inkomstDisposable income (discretionary income): Economy and Incomeapplication; What you have left after fixed expenses. Shows your real ability to pay.

🇸🇪BruttoinkomstGross income (pre-tax income, gross salary): Economy and Incomeapplication; Your salary before tax. The bank often looks at this when assessing how much you can borrow.

🇸🇪BoendekalkylHousing budget (affordability calculation, mortgage calculator): Economy and Incomeapplication; A calculation of your total housing costs - interest, amortization, fees, operation. Helps you know what you can afford.
🇸🇪BoendekostnadHousing cost (cost of living, occupancy cost): Economy and Incomerecurring-cost; All costs for your housing - loan, fees, electricity, heating, insurance, and more.
🇸🇪BosparandeHousing savings (home savings, deposit savings): Economy and Incomeapplication; Savings earmarked for property purchase. Shows the bank you're disciplined and can manage money.

🇸🇪KALPLeft to live on (residual income, living expenses margin): Economy and Incomeapplicationrequirements; The bank's calculation of what you have left each month after housing costs and other fixed expenses. Must exceed a minimum level.

🇸🇪NettoinkomstNet income (take-home pay, after-tax income): Economy and Incomeapplication; What you get after tax. This is the money you actually have to pay the mortgage with.

🇸🇪DriftkostnadOperating costs (running costs, utility costs): Economy and Incomerecurring-cost; Ongoing costs of living - electricity, water, heating, waste. Included in the bank's assessment of your finances.