Mortgage Dictionary - Authorities

Master the language of Swedish mortgages and real estate. From belåningsgrad (loan-to-value) to handpenning (earnest money) – understand every term you'll encounter when buying a home in Sweden.

Selected Tag: Authorities

E

🇸🇪KronofogdenEnforcement Authority (Swedish Enforcement Agency, bailiff)
Authorities
The authority that collects unpaid debts. In the worst case, they can force the sale of the property.

F

🇸🇪FinansinspektionenFinancial Supervisory Authority (FI, FSA)
Authoritiesrequirements
The authority that sets the rules for mortgages, such as amortization requirements and loan-to-value caps.

L

🇸🇪LantmäterietLantmäteriet (Swedish Land Registry, Swedish mapping authority)
Authoritiesapplicationvacation-homerequirementshouse
The authority that handles title registrations, mortgage deeds, and the property register. You have contact with them when buying a house.

T

🇸🇪RiksbankenThe Riksbank (Swedish Central Bank)
Authorities
Sweden's central bank that sets the policy rate. Their decisions directly affect your mortgage rate.