Electricity and fuel lift Sweden's inflation to 1.5% in September 2026
CPIF inflation rose from 0.7% in August 2026. Electricity rose 11.7% and fuel 13.3% in one month. The Riksbank's next rate decision is on 4 November 2026.
News: Riksbank
Swedish mortgage rate up 2 points? Can you pay SEK 3,500 more a month
On a SEK 3,000,000 loan that is SEK 60,000 more a year before tax relief. Borrow alone and the rise costs about SEK 45,700 after relief, not SEK 42,000.
Fixing a Swedish mortgage for 3 years? Variable must rise 0.49 points
SEB's August 2026 averages: 2.67% variable, 3.16% fixed for three years. On the Riksbank forecast, fixing saves only about SEK 1,800 a year.
Sweden's policy rate is flat at 1.75%: why fixed mortgages cost more
Banks fund fixed mortgages with bonds. The yield on two-year mortgage bonds rose from 2.42% on 1 July 2026 to 3.13% on 18 September 2026.
Sweden's Riksbank: policy rate from 1.75% to 2.4% by autumn 2027
Hikes should start in 2026. If banks follow, a variable SEK 3,000,000 loan may cost about SEK 19,000 more a year, SEK 13,000 after tax relief.
Sweden's Riksbank holds 1.75%, but a 2026 hike is still on the table
Inflation and growth in summer 2026 beat the Riksbank's forecast. A 0.25-point hike would add SEK 7,500 a year to a SEK 3 million mortgage.
Sweden's Riksbank opens door to a hike: 1.82% forecast for late 2026
The policy rate stays at 1.75% on 17 June 2026. In our example, a variable rate still beats a two-year fixed rate even after a 0.25-point hike.
Sweden's Riksbank waits out the war: rate stays at 1.75% in May 2026
CPIF inflation fell to 0.8% in April 2026 and growth is weak. The Riksbank may still raise rates if the Middle East war sets off broad inflation.
Swedish food prices fall 5.5% in April 2026, inflation halves to 0.8%
VAT on food fell from 12% to 6% on 1 April 2026. A family spending SEK 8,000 a month on groceries pays about SEK 440 less.
Middle East war shakes rates, Sweden's policy rate stays at 1.75%
The CPIF inflation forecast for 2026 rises from 0.9% to 1.5% on energy prices. Short market rates are up, so variable mortgages can still get dearer.
Swedish policy rate held at 1.75%, and the Riksbank expects it to stay
The policy rate stays at 1.75% for some time. A SEK 3 million variable loan costs about SEK 4,585 a month after tax relief. Next decision: 19 March 2026.
Sweden's Riksbank, 29 January 2026: what 0.25 points costs a mortgage
The policy rate is 1.75%. A 0.25-point move changes a SEK 3 million variable loan by SEK 7,500 a year. Fixed rates follow the bond market instead.